金融经济学研究

构建金融高质量发展的指标体系，以2013—2022年中国省级面板数据为研究样本测度其金融高质量发展水平，并采用动态QCA方法分析实现金融高质量发展的组态路径。研究发现，尽管目前各地区的金融高质量发展水平呈上升趋势，但各区域间的差距较大；而驱动金融高质量发展的路径有三类，分别为“技术+环境”驱动型、“创新+开放”驱动型和“组织+环境+创新”驱动型；研发强度和对外开放是核心条件，人力资本水平也不可缺失。组间与组内结果分析发现，驱动金融高质量发展的三条路径不存在明显时间差异性，但存在显著空间的差异性。因此，各地区在推进金融高质量发展时需促进金融创新和对外开放、引进金融专业人才并探索适合各地区的金融高质量发展路径。

This study develops an indicator system for high-quality financial development, measures its level using balanced panel data from provinces in China from 2013 to 2022,and examines paths to achieving it using a dynamic QCA.This study shows that although the level of high-quality financial development has increased across all regions, significant disparities remain.There are three high-quality paths for financial development: technology-environment-driven, innovation-openness-driven, and organization-environment-innovation-driven.Research and development intensity, openness, and the level of human capital are key factors.Results of inter-group and intra-group comparisons did not reveal significant temporal heterogeneity but did reveal significant spatial heterogeneity across the three high-quality financial development paths.Therefore, to promote high-quality financial development, all regions should enhance financial innovation and openness, attract financial professionals, and explore high-quality development paths.